
FEES
Individual Therapy Session
$200 per 50-minute session
Wellness Consultations
$200 per session
Agency Consultation/Education
$250 per hour
*Payment for sessions is due at the time of service. Sessions may be paid by cash or check made out to Karen Harman, Psy.D., LLC.
OUT-OF-NETWORK PROVIDER
For all insurance plans, I am eligible for reimbursement as an “out-of-network” provider. Many of my clients use insurance to help them obtain reimbursement for a percentage of the amount paid for their session. To find out what your benefits are, call your insurer and ask them what "out-of-network" mental health benefits are available to you. For clients with out-of-network benefits through insurance carriers, I will gladly provide the necessary documentation to meet the insurance company's requirements for reimbursement.
Military/Veterans/Spouses - TRICARE Clients: I am recognized as a TRICARE "certified non-network provider." This means that TRICARE considers me to be an authorized provider even though I do not participate directly with any insurance plans. Therefore, TRICARE clients may be entitled to reimbursement for a percentage of amounts paid.
CANCELLATION POLICY
Please provide as much notice as possible if you need to cancel an appointment, as this creates an opportunity for someone else to have an appointment. I charge for sessions that are cancelled with less than 24 hours notice with exceptions for inclement weather or illness.

